There are numerous insurance investigations, LaSalle Investigation Inc. performs, including but not limited to Workers’ Comp, Liability Claims, Activity Checks, Slip and Fall, and Disability. Insurance rates in Louisiana are the highest in the nation. This is due in most part to the number of lawsuits filed and awarded to fraudulent claims.
Workers’ Comp – More than 94% of American Businesses carry workers’ comp insurance policies on their employees. That covers approximately 135,000,000 workers. Statistics show that there were over 3 million non-fatal workplace accidents last year. That is nearly 3 alleged injuries for every 100 employees. Statistics also show that approximately $50 billion was paid toward fraudulent workers’ comp claims last year. The three most common workers’ comp fraud claims are the false claim, working while collecting benefits, an exaggerated claim.
Liability Insurance – Property-casualty fraud steals more than $30 billion a year from insurance agency payouts. Fraudulent liability claims include padding insurance claims or inflating a genuine claim, falsifying facts on an insurance application, submitting claims for damage or injuries that never happened, and staging accidents.
Disability – The key to deterring disability fraud, is to stop it before it begins. Statistics show that nearly $188.5 million was saved on disability claims last year by surveillance performed on a suspected fraudulent case before disability was awarded.
20% of all employers fear fraudulent insurance claims of an employee. LaSalle Investigation Inc. hits fraudulent claims head-on with our manned and unmanned surveillance techniques, social media investigations, and activity checks. By showing the claimant’s activity through high-definition video documentation, as well as detailed reports, LaSalle Investigations Inc. is turning speculations into proof that can be used in litigation to fight the fraud.